- Vi introduces a unified digital finance platform within its app for personal loans, FDs, and cards
- Users can access collateral-free personal loans starting from ₹50,000 with minimal paperwork
- Vi partners with leading banks and fintechs to offer reliable financial products in one place
The digital world of Telecom is fast evolving, and Vodafone Idea (Vi) is no longer just about data packs and talk time. It’s now stepping into your wallet—digitally. Vi has launched Vi Finance, a financial services section inside the Vi App, aiming to offer users seamless access to personal loans, fixed deposits (FDs), and credit cards.
Earlier known for recharge services, entertainment options, and utility bill payments, the Vi App is now transforming into a complete lifestyle and finance hub. Vi’s move into the fintech space reflects its ambition to become a one-stop app where users can manage not just their mobile accounts but also their financial needs. With trusted partnerships backing the service, Vi is looking to redefine convenience for millions of its users.
Vi Finance
Vi Finance is designed to be user-friendly, fast, and secure. Whether it’s applying for a quick loan, locking in your savings in a fixed deposit, or grabbing a cashback-rich credit card, the entire process is digital and paperless. Let’s take a closer look at the key offerings under this platform.
Personal Loans
Vi Finance has teamed up with Aditya Birla Capital to offer personal loans that are not just easy to access but also collateral-free.
- Loan amounts start from ₹50,000
- Interest rates begin at 10.99% annually
- Fully digital process, minimal documentation
- Quick KYC for instant approval
This makes it an ideal solution for those facing sudden expenses or financial emergencies without the need to pledge assets.
Fixed Deposits (FDs)
For users who prefer to grow their money safely, Vi FD services are offered through a partnership with Upswing Financial Technologies.
- Start investing with as low as ₹1,000
- Interest rates up to 8.4% per annum
- Deposits insured up to ₹5 lakh as per DICGC norms
- Multiple FD options from top banks in one platform
This service brings convenience to conservative investors who seek assurance and steady returns.
Credit Cards
Vi Credit Card offerings are powered by Credilio, letting users browse, compare, and apply for credit cards from leading Indian banks like SBI, HDFC, and Axis Bank.
- FD-backed credit cards available for those with limited credit history
- Rewards, discounts, and cashback benefits
- EMI conversion and paperless application process
- Helps in building and improving credit score
This makes Vi Loan and credit services more inclusive, especially for young users or those without an existing credit track.
App Availability and Access
Vi Finance is live and functional within the Vi App. Users can download or update the app from the Google Play Store or Apple App Store to start accessing these services right away.
Pros
- All-in-one platform for loans, deposits, and credit cards
- Backed by reputed financial institutions
- Minimal paperwork and quick digital process
- Designed for both salaried and self-employed individuals
Cons
- Services limited to Vi App users only
- Credit approval depends on the financial partner’s eligibility criteria
With Vi Finance, Vodafone Idea is offering its users much more than mobile connectivity. It’s bringing finance to their fingertips through a safe, simple, and trusted digital experience. Whether it’s a Vi FD or a credit card for building your credit profile, the app makes personal finance accessible like never before.
FAQ
What is Vi Finance in the Vi App?
Vi Finance is a new feature in the Vi App offering personal loans, FDs, and credit cards.
How can I apply for a personal loan through Vi Finance?
You can apply via the Vi App through a digital process with minimal documents and quick approval.
Are Vi FDs safe and secure?
Yes, Vi FDs are backed by trusted banks and insured under DICGC norms up to ₹5 lakh per bank.
Can I get a credit card without a credit history on Vi Finance?
Yes, Vi offers FD-backed credit cards ideal for users with no or low credit scores.
